Group Life

You can provide a group life plan based on salary, job classification, or almost any other basis. In addition, NationalHR offers a voluntary group life plan which is extremely competitive.

Disability

Statistically, as we get older, we have a greater chance of becoming disabled. And as with most types of insurance, the older we get, the more expensive coverage becomes. An accident or illness can strike at a moment’s notice. Yet rarely do people have as much disability insurance as they have life insurance. In many cases, they have none at all.

NationalHR can offer your employees both short-term and long-term disability insurance that will protect their income in the event that they become disabled. We work with top companies including: UNUM, Standard, Assurant, Prudential, Aetna and many others.

Dental

Even the smallest company can have a great dental plan. Call us to find out how we can tailor a plan to fit your needs. Benefits are available from all the leading providers, including Horizon, Delta, Aetna, Ameritas, Assuant and Metropolitan.

Vision

We’ve outfitted small companies with vision plans, too, by partnering with Spectera, a leading nationwide vision provider.

Your benefits can include:

• Annual eye exams
• Eyeglasses or contact lenses every 12 months
• Frames every 24 months
• Discount on laser surgery

Section 125 Cafeteria Plans

Our unique Full Scale Core and Option Plan allows employees to choose from, not only the plans offered by one carrier, but from multiple carriers. Both employer and employee realize tax benefits because employees pay their portion of premiums with pre-tax dollars. Their taxable income is reduced, so employees pay less in taxes and have more take home pay. Employers pay less in federal payroll taxes.

NationalHR can also set up Flexible Spending Accounts (FSAs) for your employees to help pay out-of-pocket, un-reimbursed expenses like co-pays and deductibles. Employees decide how much of their salary should be set aside in an FSA, and that amount is automatically deducted from pre-tax dollars, once again, lowering taxable income, increasing take home pay, promoting choice in how their medical dollars are spent and reducing the employer’s portion of payroll taxes.

NationalHR can make you an employer of choice. To find out how, contact us at 856-810-0700.